Like many scam messages, this message employs a form of reverse psychology. There is a payment coming to you, but you have been in contact with unofficial representatives of our bank. This must stop. We are the true representatives, and if you want your payment you must speak to us. Oh, ok. Of course none of these people are bank representatives, and there is no money coming your way. They are just trying to get you on the hook so they can start extracting money from you.
from: Mrs.Lisa Johnson (email@example.com)
date: Wed, Sep 2, 2009 at 1:13 AM
subject: NOTIFICATION OF PAYMENT VIA CREDIT CARD….
Dear Sir/Ma ,
This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilled the obligations given to you in respect to your contract payment.
Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. After the Board of director’s meeting held in Abuja,we have resolved in finding a solution to your problem. We have arranged your payment through our SWIFT CARD PAYMENT CENTRE. This is part of an instruction/mandate passed by the Senate in respect to overseas contract payment and debt re-scheduling.
We will send you a CREDIT CARD which you will use to withdraw your money via CREDIT CARD MACHINE in your designated country and the maximum daily limit is Ten Thousand United States Dollars($10,000.00). If you like to receive your fund this way, Kindly reconfirm your
(1) Your Full Name
(2) Full residential address.
(3) Phone And Fax Number
We shall be expecting to receive your information as you have to stop any further communication with anybody or office.
Thanks for your co-operation.
Mrs Lisa Johnson.
CC: CENTRAL BANK OF NIGERIA
CC: SENATE PRESIDENT
CC: ALL FOREIGN PAYMENT OFFICES
CC: BOARD OF DIRECTORS [CBN]
CC: ACCOUNTANT GENERAL OF THE FEDERATION