This is a classic next-of-kin scam. A supposed bank official has discovered a dormant account, and research shows the owner is dead. If you’ll pose as the next of kin, you and the bank official can split the proceeds, and no harm will be done to anyone. (The money would just revert to the government anyway; it’s not like we’re taking it away from the legitimate heirs.) Alas, there’s really no dormant account and no money to be had. There’s only a scammer who will try to get your money into his pocket.
From: “David Kaizer” email@example.com
Subject: Mr. Creek
Date: Thu, 08 Sep 2005 11:05:09 +0000
From: Mr. David Kaizer
Amalgamated Bank of South Africa (ABSA)
160 Main Street, Johannesburg, South Africa.
PRIVATE AND CONFIDENTIAL
I am Mr. David Kaizer the Manager International Relation of Amalgamated Bank of South Africa (ABSA) I’m 41yrs old. I got your email address on the Internet, though we have not met before I believe this transaction will bring us together.
We had a customer and he was a foreigner base here in South Africa with his wife and two children, his Name was Mr. Hamilton Creek from Atlanta Georgia in United States of America, he was a Miner at Kruger Gold Company and Geologist by profession.
Mr. Hamilton has been banking with us for the past 5yrs, some time In August 2002, Mr. Hamilton was on his way to his house unfortunately he ran into a Trailer truck loaded with Groundnut Oil, his car burnt and no single soul was saved. Mr. Hamilton and his entire family was confirmed death in the accident.
The Board of Directors and Management of Amalgamated Bank of South Africa (ABSA) appointed me to look for Mr. Hamilton Creek relation/relatives to come and claim the late Mr. Hamilton’s Fund. Since August 2002 till date, I have been looking for the late Mr. Hamilton Creek relation’s/Next of Kin to come and claim his Funds which he deposited in our bank, I have contacted the united States Embassy the Ambassador told me they cant find any relatives of Late Mr. Creek. It is quite unfortunate that Mr. Hamilton Creek died with all his family members.
The reason I am contacting you is Mr. Hamilton is dead with his families no person or person[s] has come to claim this money from our bank. The board of directors and management of our bank resolved that if no one comes to claim the fund of Late Mr. Hamilton the bank would return the Fund into our Federal Reserve.
I want you to stand as the Relation or next of kin to Late Mr. Hamilton Creek to inherit his money. It might interest you to know that Mr. Hamilton made a special deposit of (US$9.2Million} Nine Million Two Hundred Thousand Dollars and this money is still in his account unclaimed.
This transaction is very easy and simple it is 100% risks free, it takes only ten days to conclude. The Management and Board of Directors are still waiting for me to provide any Relatives/next of Kin to late Hamilton Creek, I told the board to give me sometime to see if I can get hold of any relatives/next of kin to the deceased.
Be rest assure that you are not coming to south Africa every arrangement that regards to this deal has been made. All we need is a service of a lawyer who will obtain every legal documentation that my bank need as proof you are the next of kin to late Mr. Creek. I need your strong assurance and trust, with my position in the bank I do not want anything that will tarnish my image before the board, I advice that we should make this transaction confidential.
If you are interested forward me the followings to enable the lawyer secure the document that my bank required for the claim.
1) Your full names and address.
2) Your private telephone and fax numbers.
3) Your age.
4) Your occupation.
Please feel free to ask any questions. We will share Late Mr. Hamilton Creek Funds 50-50; you will take 50% of the US$9.2M. Which is US$4.600,000.00 Four Million Six Hundred Thousand Dollars.
Waiting for your immediate response.
Thanks and have a nice day.
Mr. David Kaizer.