Bills and Exchange, Foreign Remittance

It’s the old “abandoned account” scam again. A foreigner has died tragically, leaving no heirs, and a bank official has “discovered” the foreigner’s abandoned account worth millions. If you’ll just stand in as the only surviving relative, you can have a cut of the money. A nice idea. Too bad it’s all a scam.

From: blair williams
Date: Sep 17, 2005 1:50 PM
Subject: Transaction


I am Mr.Blair williams, a manager in the Bills and Exchange at the Foreign Remittance Department of one of the leading banks in Ghana. I am writing this letter to ask for your support and cooperation to carry out this business opportunity in my department.

We discovered an abandoned sum of $12,500,000.00 (Twelve Million Five Hundred Thousand United States Dollars only) in an account that belongs to one of our foreign customers who died along with his entire family a wife and two children in November 1999 in an auto crash.

Since we heard of his death, we have been expecting his next-of-kin to come over and put claims for his money as the heir, because we cannot release the fund from his account unless someone applies for claim as the next-of-kin to the deceased as indicated in our banking guidelines. Unfortunately, neither their family member nor distant relative has everappeared to claim the said fund. It is in our banking guideline that if none of the relatives come up to claim this fund after 6years of the death of the late customer, the fund will be regarded as an unclaimed bill and will be transferred to the bank’s treasury account.

Upon this discovery, I and other officials in my department have agreed to make business with you and release the total amount into your account as the heir of the fund since no one came for it or discovered he maintained account with our bank, otherwise the fund will be returned to the banks treasury as unclaimed fund.

We have agreed that our ratio of sharing will be as stated thus; 30% for you as foreign partner, 65% for us the officials in my department and 5% for the settlement of all local and foreign expences incurred by us and you during the course of this business.

Upon the successful completion of this transfer, I and one of my colleagues will come to your country and mind our share. It is from our 65% we intend to import Agricultural Machineries into my country as a way of recycling the fund.

To commence this transaction, we require you to immediately indicate your interest by a return e-mail with the following information:

1)Your private telephone and fax number

2.Your full name

Upon the receipt of this,i will inturn get back to you and give you the mordalities for the bank to approve you as the next of kin.

Note also, this transaction must be kept because of its nature. I look forward to receiving your prompt response. Please get back to me at my private email: (

Best Regards

Blair williams,

Please reply me at my email address: (