Bills and Exchange, Foreign Remittance

It’s the old “abandoned account” scam again. A foreigner has died tragically, leaving no heirs, and a bank official has “discovered” the foreigner’s abandoned account worth millions. If you’ll just stand in as the only surviving relative, you can have a cut of the money. A nice idea. Too bad it’s all a scam.

From: blair williams
Date: Sep 17, 2005 1:50 PM
Subject: Transaction


I am Mr.Blair williams, a manager in the Bills and Exchange at the Foreign Remittance Department of one of the leading banks in Ghana. I am writing this letter to ask for your support and cooperation to carry out this business opportunity in my department.

We discovered an abandoned sum of $12,500,000.00 (Twelve Million Five Hundred Thousand United States Dollars only) in an account that belongs to one of our foreign customers who died along with his entire family a wife and two children in November 1999 in an auto crash.

Since we heard of his death, we have been expecting his next-of-kin to come over and put claims for his money as the heir, because we cannot release the fund from his account unless someone applies for claim as the next-of-kin to the deceased as indicated in our banking guidelines. Unfortunately, neither their family member nor distant relative has everappeared to claim the said fund. It is in our banking guideline that if none of the relatives come up to claim this fund after 6years of the death of the late customer, the fund will be regarded as an unclaimed bill and will be transferred to the bank’s treasury account.

Upon this discovery, I and other officials in my department have agreed to make business with you and release the total amount into your account as the heir of the fund since no one came for it or discovered he maintained account with our bank, otherwise the fund will be returned to the banks treasury as unclaimed fund.

We have agreed that our ratio of sharing will be as stated thus; 30% for you as foreign partner, 65% for us the officials in my department and 5% for the settlement of all local and foreign expences incurred by us and you during the course of this business.

Upon the successful completion of this transfer, I and one of my colleagues will come to your country and mind our share. It is from our 65% we intend to import Agricultural Machineries into my country as a way of recycling the fund.

To commence this transaction, we require you to immediately indicate your interest by a return e-mail with the following information:

1)Your private telephone and fax number

2.Your full name

Upon the receipt of this,i will inturn get back to you and give you the mordalities for the bank to approve you as the next of kin.

Note also, this transaction must be kept because of its nature. I look forward to receiving your prompt response. Please get back to me at my private email: (

Best Regards

Blair williams,

Please reply me at my email address: (

General Donald Kambida of Angola

This is a standard war-story scam, about a dear father who was killed in battle, but left behind a secret fortune for his beloved son. If you’ll just help get it out of the country, you can have a cut! If you take the bait you’ll soon be asked to pay “bribes” and “transfer fees” to grease the transaction, and then when the scammer has your money in his pocket he’ll disappear, never to be heard from again.

Date: Sep 14, 2005 4:34 PM
Subject: Request For Join Venture Business

TEL: 27-83-472-9685
FAX: 27-11-507-6396


I know you will be surprise to receive this letter. I am MR.ADRIAN KAMBIDA; the only son of the General DONALD KAMBIDA who was killed during a bloody shoot out claimed the lives of 24 Cols and Generals including the life of the late JONAS SAVIMBI of republic of ANGOLA.

I got your contact through the South African information of Exchange (S.A.I.E) regarding your trust worthy, as such; I decided to ask for your assistance to transfer some money Out of South Africa into your personal or company account.

Before my father’s death, he was the General in charge of Arms and Ammunition purchase for the Republic of Angola Arms Forces. And in his will he specifically drew my attention to the sum of US$35.7 MILLION United State Dollars) which deposited in a private Security and finance company in South Africa.


From the above, you will understand that the lives and the future of my Family depend on this money, as such we will be very grateful if you can assist us. We are now leaving in South Africa as political asylum Seekers and financial law of republic of South Africa do not allow Asylum seekers certain financial right to such huge amount of money. In view of this, I cannot invest this money in South Africa, hence my asking you to assist me to transfer this money out of South Africa to your own personal or Company account overseas for investment purposes.

For your effort my family is willing to offer you 20% of the total Money, while 5% will be put aside for local and international expenses Incurred during the transaction and the balance I intend to invest in a Profitable venture in your country or else where you may advice. Please Note that this transaction is 100% risk free, the major thing I require from you is absolute ASSURANCE that the money will be safe when transferred to your account

Finally, modalities on how to transfer this money will be discussed Once a genuine interest from you is shown.

Thanks and God Bless You,

Best Regards.


Mr. Brian Wayne, Tsunami Victim

Another tsunami victim! Mr. Brian Wayne left behind millions in the bank, and if you’ll only pose as his next-of-kin, you can get a cut. After all, he left no relatives and it wouldn’t really be stealing from anyone, would it?

From: Mrs. Bridget Hughes
Date: Sep 13, 2005 10:33 AM
Subject: Re: Your Kind Interest

From: Mrs. Bridget Hughes,
Bank of Bermuda (Isle of Man) Limited
12/13 Hill Street
Douglas, Isle of Man IM99 1BW
British Isles.

Re: Prospective Partner,

How are you, your family and business? I suppose you are doing very fine and this correspondence meets you in good health.

Though, we have neither met nor done any business together before, I am hopeful that this would be the beginning of a lasting mutually rewarding union among us if you give this proposal a priority attention. I believe business is risk, contacts and people worthy of trust hence, the need for this correspondent.

Before the Tsunami crisis one of our very good customer Mr. Brian Wayne who was a business man made a number of fixed deposit with us with a total value of Sixty Two millions Seven Hundred Thousand United State Dollars ($62.7 million USD) now representing the total account balance of Mr. Brian Wayne in my branch of the Bank of Bermuda. Upon maturity during the first financial quarter this fiscal year there was an arrangement made to send the money to China because of the oncoming fiscal policy only to discovered that Mr. Brian Wayne and his wife died in Khao Lak beach during the Tsunami in Thailand early this year.

After further investigation it was also discovered that Mr. Brian Wayne did not declare his next of kin in the official papers including the paper work of his bank deposit. He confided in me as his account manager that no one except his late wife and me knew of his deposit in my bank. Now, Sixty Two Millions Seven Hundred Thousand United State Dollars is lying in my bank as abandoned and no one will ever come forward to claim it. What bothers me most is that in accordance with the financial policies and regulations of this country, if an account is dormant for a period more than “Six Months”, the account would be frozen, investigated and total account balance sent to sundry account for the benefit of the Government of this country – Isle of Man. In avoidance of this therefore, may I crave your indulgence to represent the Next of Kin of Mr. Brian Wayne for the purpose of this transaction only which would be of immense benefit to both of us if pursued to its conclusion.

However, I would like to assure you at this junction that the success of this transaction is guaranteed provided that you cooperate with me and follow my directives hence, every arrangements to move these funds have been perfected but I need a trusted partner who talk less and worthy of trust. I am ready to consider your prize to the best of my ability and upon acceptance, a legally binding agreement shall drafted in association with this transaction and forwarded to you for your signature prior to the movement of funds in your names as would be agreed upon.

At the moment, all I need from you is your letter/E-mail of acceptance with your detailed “Resume Information” given me a better knowledge/understanding of my prospective partner which shall be forwarded to my legal adviser for necessary action to be taken as regards the legal documents of this transaction.

Your earliest response is appreciated to enable us conclude this matter is good time without delays.

Thank you for your kind attention in anticipation of your response ASAP.

Mrs. Bridget Hughes.

Ben Aitua and His Fortune

Ben Aitua’s late father happens to be deceased, having been killed by a tsunami. The fortune he left to Ben is trapped, and only you can help release it. This is no joke! Nope, it’s a scam.

From: ben aitua
Date: Sep 13, 2005 5:59 PM

Attention Dear Sir,

I am most sorry to intrude onto you like this. I am BEN the son of the late MR AITUA who hapen to be deceased. My late dad was a wealthy industrialist who is among the victims of the tsunami disaster at Asia.

he left a furtune for me at a finance company the sum of $5million dollars hidden in as consignment for investment purpose but now he is no more and i have no way of getting this funds alone so i sincerely need a sole outside partner who can assist me to retrieve this deposited funds. This was what my father told the finance company and they need the partner to contact them, of which without this they will not elease the consignment to me.

Please understand that this is no joke as i am serious. I propose to give you 25% from this funds if eventually you succeed in retrieving the funds for me.i have the proof of the existence of the funds in at the finance company where it is. Please contact me at your earliest convinent time for more details. I thank you for your humble commited mind to help me.

Best regards,


Peter Khumalo, ABSA Bank

It’s another hidden bank account that belonged to a deceased foreigner! And this time you don’t even have to pose as Ernest B. Benjamin’s next-of-kin. “Peter Khumalo” will split the proceeds with you and all you have to do is claim the money as a fellow foreigner. Such a deal!

Subject: GOOD DAY!
Date: Mon, 12 Sep 2005 09:14:31 -0400 (EDT)

P.O. BOX 1596


I know that this message will come to you as a surprise since we don’t know each other before, but for the purpose of introduction, I am MR.PETER KHUMALO THE AUDIT DEPT ASSISTANT MANAGER OF AMALGAMATED BANK OF SOUTH AFRICA (ABSA).

There is an account opened in this bank in February 2001 and since November 2003 nobody has operated on this account again. After going through some old files in the records, I discovered that if I do not remit this money out urgently it would be for feited for nothing. The owner of this account is MR. ERNEST B. BENJAMIN, a foreigner, and a miner at Kruger Goal Co. a geologist by profession and he died since August 2003.

No other person knows about this account or any thing concerning it, the account has no other beneficiary and my investigation proved to me as well that this company does not know anything about this account and the amount involved is US$10.2 million (TEN MILLION TWO HUNDRED THOUSAND UNITED STATES DOLLARS).

I am only contacting you as a foreigner because this money cannot be approved to a local bank here, but can only be approved to any foreign account because the money is in US Dollars and the former owner of the account is MR. ERNEST B. BENJAMIN is a foreigner too. I know that this message will come to you as a surprise as we don’t know ourselves before. We will sign an agreement but be sure that it is real and a genuine business. Please reply urgently so that I will inform you the next step to take immediately. Send also your private Tel. and a fax number including the full details of the account to be used for the deposit.

I want us to meet face to face or sign a binding agreement to bind us together so that you can receive this money into a foreign account or any account of our choice where the fund will be safe.

And I will fly to your country for withdrawal and sharing and other investments. Meanwhile you can open a new account in any bank for this purpose if you like. I am contacting you because of the need to involve a foreign account and a foreign beneficiary.

I need your full cooperation to make this work fine because the management is ready to give approval to any foreigner, who has the correct information of the account, which I will give to you later, if you are able and willing to handle such an amount of money in strict confidence and trust according to my instructions and advice for our mutual benefit because this opportunity will never come again in my life. I need truthful person in this business because I don’t want to make mistake, I need your strong assurance and trust.

With my position now in the office I can transfer this money to any foreigner’s reliable account, which you can provide with assurance that this money will be in tact pending my physical arrival in your country for sharing. I will destroy all documents of transaction immediately we receive this money leaving no trace to any place. You can also come to discuss with me face to face after which I will make this remittance in your presence and two of us will fly to your country at least two days ahead of the money going into the account. I will use my position and influence to effect the legal approvals and onward transfer of this money to your account with appropriate clearance forms of ministries and foreign exchange departments. At the conclusion of this business, you will be given 30% of the total amount while 10% will be for expenses both parties might have incurred during the process of transferring, 60% will be for me.

I look forward to your earliest reply through my email above.

Best regards,


Mania Kalon’s Huge Deposit

This is a standard advance fee fraud message, with a delightful name (Mania Kalon). It claims a large amount of money is on deposit with a “security company” — a common scammer claim — but of course there is no money and no security company. It’s all a calculated lie to get you on the hook so the scammer can begin extracting money from you.

From: Mania Kalon
Subject: Anxiously waiting?
Date: Sun, 11 Sep 2005 22:55:13 +0200

Hello Dear.

I am interested in your partnership in business dealing and I do not wish to take your time with a lenghty mail. I have a huge amount of money being deposited in a security company which I don’t want to disclose the exact amount for security reasons until you determined to transact with me and inform me of your willingness for further proceedure and explainational directives.

Sincerely Yours,

Mania Kalon.

Widow Elizabeth Williams of Angola

A wealthy widow, a family of struggling refugees — these are the things of which good scams are made. Honest Mrs. Williams has protected her family’s money from corrupt officials, and all she needs is a little more help from you to escape her war-torn country. “Note that this E-mail is not one of those internet jokes and should be treated with seriousness, utmost important and confidentiality,” she says. Alas, that part is a lie too.

Date: Sat, 10 Sep 2005 09:39:11 +0200

FROM: Mrs. Elizabeth Williams
101 Trungaat steet.
Luanda, Angola

Dear Friend,

With due respect, trust and humanity, I and my family send to you this letter seeking for your help and assistance although we have not meet each other before but we hope that this letter will meet you and your family in good condition of health. Firstly, I must introduce myself, I am Mrs. Elizabeth Williams from Angola. I am the wife of late Brigadier Arnold Williams. My husband was a Brigadier in charge of arms ammunitions procurement in the Angolan army. In his “Will”, he specifically drew my attention to US$11.5 Million which he deposited in a Security and finance Company in South Africa, in an investment account, fully documented in our first son’s name (Douglas Williams) as the beneficiary to the account in case of death.

IN FACT MY HUSBAND SAID AND I QUOTE: “My beloved son, I wish to draw your attention to US$11.5M (Eleven Million Five Hundred Thousand United States Dollars). I deposited this funds in a Security Finance Company in, South Africa. During the war, I was very dedicated and committed to winning the war against the rebels until when I found out that senior army officers and top government functionaries were busy helping themselves with government funds and properties and sending them to foreign countries”. Due to this when I was assigned by the President (President Eduardo Santos) to purchase arms from South Africa, I saw this as a golden opportunity and diverted the fund for personal use. In case of my absence on each as a result of death only, you should solicit for the transfer of the fund out of this shore for investment purposes.

From the above, you will understand that the lives and future of my family depends on this fund, as such I will be grateful if you can assist my son who is in South Africa for now as a refugee (asylum seekers) , and the South African Foreign exchange policy does not allow such investment from a refugee (asylum seekers) even to participate in any financial transaction, having any bank account or to own an enterprise or company of his/her own in South Africa.

It is on this note that I’m therefore seeking for your kind assistance, to assist us in transferring this funds into your account. You as a businessman, whom we have to entrust our future since both my future and of my family are in your hands, I must let you know that this transaction is risk free. Your assistance in receiving this sum of US$11. 5M and relocating my family will be highly appreciated. Also my son will let you know the benefiting conditions of your assistance in his correspondence to you. More, so where the funds is deposited will be communicated to you as soon as you state your willingness to assist us.

Do contact my son immediately through this his Email address: to first open communication with you before elaborating further on what need to be done. More so, to commence this transaction, we require you to immediately indicate by a return Email and enclose your private contact telephone and fax numbers and name, to enable him communicate further with you. Let him also know your country of origin and your proposed country of the said investment.

Note that this E-mail is not one of those internet jokes and should be treated with seriousness, utmost important and confidentiality. Your quick response will be highly appreciated. If however, you are not disposed to assist, kindly destroy this letter/mail in view of the confidentiality of the proposed transaction and for the interest of my family.

Kindly reply to my son through this his email address:

Finally, we employ your confident to this matter as well as your love, kindness and understanding.

Please treat this matter as very urgent.

Thanks and regards,

Mrs. Elizabeth Williams

Charles Pedersen Begs You (Scam Alert)

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Begging in the name of God is probably an effective scam strategy in some cases. Poor and honest Charles Pedersen opposed Fidel Castro, and for that reason he has been driven into poverty. But thankfully his late father left him a large sum of money, which you can share, if you just help transfer it from Europe. The scammer tries to make the story sound plausible by citing an actual airline crash in which his wealthy father was supposedly killed. But alas, like all such messages, it’s a fraud.

Date: Fri, 9 Sep 2005 09:16:57 -0000 (GMT)



My Name is Charles Pedersen, a Cuban

I was adopted in in 1960 by an American Multi-Millionaire of Fair Bank Alaska of USA who died in a plane crash in January 31, 2000 together with his wife Thelma and only daughter Sheryl. They had boarded the Alaska Airline Flight 261 heading to San Francisco and Seattle From Puerto Varlarta, Mexico but crashed into the Pacific Ocean, not far from Los Angeles.

Few months ago I received a letter from a finance security company in Europe asking that I come down to claim a consignment containing the sum of Ten MIllion United States Dollars [$10,Million] which my late father had deposited for me. According to the finance company, the deposit is BONDED.

Now that I have been asked to come to Europe, I cannot do that because I do not have a travel document but only a drivers licence. It is worsened by the fact that I have been declared wated by the Communist Government of Fidel Castro for my Democratic stance. Presently, my life is in danger. Please, I beg you to assist me contact the finance company in europe and claim the money on my behalf. This is a confidential business lest the government of Castro hears it again.

Please , I promise to give you 20% of this amount. I am very poor now and an ordinary Mechanic with three kids.

If God touches your heart to assist me, contact me only through my secure email address at

Do not forget to send me your full names,private telephone numbers to enable me contact the finance company that you will assist me.


charles pedersen

ABSA Bank Scam

This is a classic next-of-kin scam. A supposed bank official has discovered a dormant account, and research shows the owner is dead. If you’ll pose as the next of kin, you and the bank official can split the proceeds, and no harm will be done to anyone. (The money would just revert to the government anyway; it’s not like we’re taking it away from the legitimate heirs.) Alas, there’s really no dormant account and no money to be had. There’s only a scammer who will try to get your money into his pocket.

From: “David Kaizer”
Subject: Mr. Creek
Date: Thu, 08 Sep 2005 11:05:09 +0000

From: Mr. David Kaizer
Amalgamated Bank of South Africa (ABSA)
160 Main Street, Johannesburg, South Africa.
Tel: 27-82-582-7031



I am Mr. David Kaizer the Manager International Relation of Amalgamated Bank of South Africa (ABSA) I’m 41yrs old. I got your email address on the Internet, though we have not met before I believe this transaction will bring us together.

We had a customer and he was a foreigner base here in South Africa with his wife and two children, his Name was Mr. Hamilton Creek from Atlanta Georgia in United States of America, he was a Miner at Kruger Gold Company and Geologist by profession.

Mr. Hamilton has been banking with us for the past 5yrs, some time In August 2002, Mr. Hamilton was on his way to his house unfortunately he ran into a Trailer truck loaded with Groundnut Oil, his car burnt and no single soul was saved. Mr. Hamilton and his entire family was confirmed death in the accident.

The Board of Directors and Management of Amalgamated Bank of South Africa (ABSA) appointed me to look for Mr. Hamilton Creek relation/relatives to come and claim the late Mr. Hamilton’s Fund. Since August 2002 till date, I have been looking for the late Mr. Hamilton Creek relation’s/Next of Kin to come and claim his Funds which he deposited in our bank, I have contacted the united States Embassy the Ambassador told me they cant find any relatives of Late Mr. Creek. It is quite unfortunate that Mr. Hamilton Creek died with all his family members.

The reason I am contacting you is Mr. Hamilton is dead with his families no person or person[s] has come to claim this money from our bank. The board of directors and management of our bank resolved that if no one comes to claim the fund of Late Mr. Hamilton the bank would return the Fund into our Federal Reserve.

I want you to stand as the Relation or next of kin to Late Mr. Hamilton Creek to inherit his money. It might interest you to know that Mr. Hamilton made a special deposit of (US$9.2Million} Nine Million Two Hundred Thousand Dollars and this money is still in his account unclaimed.

This transaction is very easy and simple it is 100% risks free, it takes only ten days to conclude. The Management and Board of Directors are still waiting for me to provide any Relatives/next of Kin to late Hamilton Creek, I told the board to give me sometime to see if I can get hold of any relatives/next of kin to the deceased.

Be rest assure that you are not coming to south Africa every arrangement that regards to this deal has been made. All we need is a service of a lawyer who will obtain every legal documentation that my bank need as proof you are the next of kin to late Mr. Creek. I need your strong assurance and trust, with my position in the bank I do not want anything that will tarnish my image before the board, I advice that we should make this transaction confidential.

If you are interested forward me the followings to enable the lawyer secure the document that my bank required for the claim.

1) Your full names and address.
2) Your private telephone and fax numbers.
3) Your age.
4) Your occupation.

Please feel free to ask any questions. We will share Late Mr. Hamilton Creek Funds 50-50; you will take 50% of the US$9.2M. Which is US$4.600,000.00 Four Million Six Hundred Thousand Dollars.

Waiting for your immediate response.

Thanks and have a nice day.

Friendly Regards

Mr. David Kaizer.

Abandoned Bank Account (Scam Alert)

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One of the most familiar types of advanced fee fraud is the abandoned bank account scam. A banker in some foreign country has discovered an account on the books that no one has accessed for years. It seems the account holder is dead, and no members of his family have come forward. If you would just pose as next of kin, we could liberate this money and share in the profits. This proposal often comes with assurances that such a scheme really wouldn’t hurt anyone, since all the legitimate heirs are already dead, and the account will eventually just revert to the government, which we know is corrupt and undeserving. To make their scheme look plausible, the fraudsters often cite actual events in which they claim the account holder died. In the example below, “Robert Chapman” is said to have been killed in the (actual) crash of Kenya Airways Flight 431 in January 2000.

From: “Maher Labib”
Subject: Please reach me urgently
Date: Tue, 06 Sep 2005 09:43:05 +0000

Please reach me urgently

From: Maher Labib Abou Steit
General Manager, UBE.
United Bank of Egypt.
106, Kasr El-Aini st,
Po box 85 Magles El-Shaab
Cairo center building
Cairo, Egypt
Telex: 20060/20061 ube un
Date: 6th September, 2005


Compliments of the season

I am the manager United Bank of Egypt (UBE). in my bank I discovered an abandoned sum of $33.3usd (thirty three million three hundred thousand U.S.dollars only) in an account that belongs to one of our foreign customer, by name, Mr. Bob Robert Chapman, African area director for Wycliffe bible translators international, who died along with his wife, Ruth Chapman, in January 2000 in a Kenyan plane crash in the coast of Abidjan, ivory coast.

Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we can not release it unless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines.

Unfortunately I learnt that his supposed next of kin died along with him at the plane crash leaving nobody behind for the claim. It is therefore upon this discovery that I decided to make business with you and release the money to you as the next of kin or relation of the deceased for safety and subsequent disbursement since nobody is coming for it and I don’t want this money to go into federal government account as unclaimed bill. The banking law and the guidelines here stipulates that if such money remained unclaimed after five years the money will be transferred into banking treasury as unclaimed fund.

The request of a foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and an Egyptian cannot stand as next of kin for a foreigner. It is agreed that a certain percentage of this money will be for you as my foreign partner. Thereafter I will visit your country for disbursement according to the percentage agreed.

Therefore to enable the immediate transfer of the fund to you as arranged. you must apply first to the bank as a relation or next of kin of the deceased indicating your bank account number and location wherein the money will be remitted.

Upon receipt of your reply I will send to you the text of the application.

As soon as you receive this letter, you should contact me through my SECURITY e-mailaddress,

Trusting to hear from you immediately.

Yours faithfully

Maher Labib Abou Steit
General Manager, UBE.

Note: all transactions will be through email as calls are strictly
monitored down hear in the complex.

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