Joseph Baddoo of CAL Bank

This is a standard next-of-kin scam, with some added imaginative flourishes about the nature of private banks and how they appeal to people who want to keep things secret. If you’ll just present yourself as the only surviving relative of our deceased depositor, riches will be yours. And it’s not as though you’d be stealing from anyone: there are no other relatives, and the money would just vanish into the bureaucracy if no one claims it.

from: Joseph Baddoo (josephbaddoo@sify.com)
reply-to: jbaddoo8@yahoo.com.hk
date: Mon, Sep 7, 2009 at 4:27 PM
subject: PERSONALLY FOR YOU

Dear Friend,

I am Mr.Joseph Baddoo staff of CAL accra bank Ghana.I am contacting you in respect to a financial portfolio of Ten Million United States Dollars (US $10 Million) deposited in a security firm whose depositor died in mid 2007.As the Head, Foreign (International) Operations Unit, the investigating team has for the past years been fruitless to locate my late client, If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity and also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. If nobody comes forward to claim the deposit, the Security firm will by the end of its financial year in 2009 revert the deposit back to CAL Bank. This will result in the money entering the CAL Bank accounting system.

The world of private banking especially is fraught with huge rewards for those that occupy certain offices and oversee certain portfolios; the security firm has no single idea of the history or nature of the deposit. They are simply awaiting instructions to release the deposit to any party that come forward. I would have gone ahead to ask that the funds be released to me, but that will draw a straight line to me and my involvement in claiming the deposit. But introducing you as a relative with the right to claim the deposit as a next of kin will mask my involvement and participation in diverting the deposit for personal use. I assure you that all the documents needed to effect this claim will be given to you immediately you notify me of your acceptance to partner with me in claiming this deposit for our mutual benefit. I am ready tointroduce you to my bank as the closest surviving relation; upon successful delivery of the deposit to you. We share the money equally 50/50.

If you find yourself able to work with me, contact me

Regards
Joseph Baddoo

Bills and Exchange, Foreign Remittance

It’s the old “abandoned account” scam again. A foreigner has died tragically, leaving no heirs, and a bank official has “discovered” the foreigner’s abandoned account worth millions. If you’ll just stand in as the only surviving relative, you can have a cut of the money. A nice idea. Too bad it’s all a scam.

From: blair williams blairwilliams90@msn.com
Date: Sep 17, 2005 1:50 PM
Subject: Transaction

Dearest,

I am Mr.Blair williams, a manager in the Bills and Exchange at the Foreign Remittance Department of one of the leading banks in Ghana. I am writing this letter to ask for your support and cooperation to carry out this business opportunity in my department.

We discovered an abandoned sum of $12,500,000.00 (Twelve Million Five Hundred Thousand United States Dollars only) in an account that belongs to one of our foreign customers who died along with his entire family a wife and two children in November 1999 in an auto crash.

Since we heard of his death, we have been expecting his next-of-kin to come over and put claims for his money as the heir, because we cannot release the fund from his account unless someone applies for claim as the next-of-kin to the deceased as indicated in our banking guidelines. Unfortunately, neither their family member nor distant relative has everappeared to claim the said fund. It is in our banking guideline that if none of the relatives come up to claim this fund after 6years of the death of the late customer, the fund will be regarded as an unclaimed bill and will be transferred to the bank’s treasury account.

Upon this discovery, I and other officials in my department have agreed to make business with you and release the total amount into your account as the heir of the fund since no one came for it or discovered he maintained account with our bank, otherwise the fund will be returned to the banks treasury as unclaimed fund.

We have agreed that our ratio of sharing will be as stated thus; 30% for you as foreign partner, 65% for us the officials in my department and 5% for the settlement of all local and foreign expences incurred by us and you during the course of this business.

Upon the successful completion of this transfer, I and one of my colleagues will come to your country and mind our share. It is from our 65% we intend to import Agricultural Machineries into my country as a way of recycling the fund.

To commence this transaction, we require you to immediately indicate your interest by a return e-mail with the following information:

1)Your private telephone and fax number

2.Your full name

Upon the receipt of this,i will inturn get back to you and give you the mordalities for the bank to approve you as the next of kin.

Note also, this transaction must be kept because of its nature. I look forward to receiving your prompt response. Please get back to me at my private email: (Blairwilliams@myway.com)

Best Regards

Blair williams,

Please reply me at my email address: (Blairwilliams@myway.com)

Peter Kwaku, Commercial Bank

This is a standard bank transfer scam. If you take the bait from “Peter Kwaku” you’ll discover that “taxes” and “customs fees” will have to be paid before the money can be transferred, and once “Peter” has your cash in his hands he’ll disappear, never to be heard from again.

From: “Mr. Peter Kwaku” kwaku_p60@yahoo.com
Reply-To: kwaku_p70@yahoo.com
Date: Fri, 2 Sep 2005 14:41:59 -0700
Subject: Your Advice ( From Peter ) Reply

From: The Manager,
International Commercial Bank Ghana
First Light Branch
Accra, Ghana.

Dear Friend,

I got your contact during my search on the Internet. My name is Mr. Peter Kwaku. I am the manager of the International Commercial Bank Ghana, First Light Branch. I am a Ghanaian married with two kids.

I am writing to solicit your assistance in the transfer of US$ 3,550.000.00. This fund is the excess of what my branch in which I am manger made as profit during the last year. I have already submitted an approved End of the Year report for the year 2004 to my Head Office here in Accra and they will never know of this Excess. I have since then, placed this amount of US$ 3,550.000.00 on a SUSPENCE ACCOUNT without a beneficiary.

As an officer of the bank, I cannot be directly connected to this money thus I am impelled to request for your assistance to receive this money into your bank account. I intend to part 30% of this fund to you while 70% shall be for me. I do need to stress that there are practically no risk involved in this. It’s going to be a bank-to-bank transfer. All I need from you is to stand as the original depositor of this fund. You may reach me through: kwaku_p70@yahoo.com

If you accept this offer, I will appreciate your timely response.

With regards,

Peter Kwaku.

Here at ScamHunter.org we document messages like this one to help people avoid getting caught in the fraudsters’ traps. Please study the resources we have available here and share these scam alerts with your friends today.