One of the most familiar types of advanced fee fraud is the abandoned bank account scam. A banker in some foreign country has discovered an account on the books that no one has accessed for years. It seems the account holder is dead, and no members of his family have come forward. If you would just pose as next of kin, we could liberate this money and share in the profits. This proposal often comes with assurances that such a scheme really wouldn’t hurt anyone, since all the legitimate heirs are already dead, and the account will eventually just revert to the government, which we know is corrupt and undeserving. To make their scheme look plausible, the fraudsters often cite actual events in which they claim the account holder died. In the example below, “Robert Chapman” is said to have been killed in the (actual) crash of Kenya Airways Flight 431 in January 2000.
From: “Maher Labib” firstname.lastname@example.org
Subject: Please reach me urgently
Date: Tue, 06 Sep 2005 09:43:05 +0000
Please reach me urgently
From: Maher Labib Abou Steit
General Manager, UBE.
United Bank of Egypt.
106, Kasr El-Aini st,
Po box 85 Magles El-Shaab
Cairo center building
Telex: 20060/20061 ube un
Date: 6th September, 2005
Compliments of the season
I am the manager United Bank of Egypt (UBE). in my bank I discovered an abandoned sum of $33.3usd (thirty three million three hundred thousand U.S.dollars only) in an account that belongs to one of our foreign customer, by name, Mr. Bob Robert Chapman, African area director for Wycliffe bible translators international, who died along with his wife, Ruth Chapman, in January 2000 in a Kenyan plane crash in the coast of Abidjan, ivory coast.
Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we can not release it unless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines.
Unfortunately I learnt that his supposed next of kin died along with him at the plane crash leaving nobody behind for the claim. It is therefore upon this discovery that I decided to make business with you and release the money to you as the next of kin or relation of the deceased for safety and subsequent disbursement since nobody is coming for it and I don’t want this money to go into federal government account as unclaimed bill. The banking law and the guidelines here stipulates that if such money remained unclaimed after five years the money will be transferred into banking treasury as unclaimed fund.
The request of a foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and an Egyptian cannot stand as next of kin for a foreigner. It is agreed that a certain percentage of this money will be for you as my foreign partner. Thereafter I will visit your country for disbursement according to the percentage agreed.
Therefore to enable the immediate transfer of the fund to you as arranged. you must apply first to the bank as a relation or next of kin of the deceased indicating your bank account number and location wherein the money will be remitted.
Upon receipt of your reply I will send to you the text of the application.
As soon as you receive this letter, you should contact me through my SECURITY e-mailaddress,email@example.com
Trusting to hear from you immediately.
Maher Labib Abou Steit
General Manager, UBE.
Note: all transactions will be through email as calls are strictly
monitored down hear in the complex.