This is a routine bank scam message, albeit with a florid subject line. As in the familiar “over-invoiced account” scams that often circulate, a supposed bank official, “Frank Wuddah,” claims to have concealed excess profits that you can share if you’ll just help to transfer them out of Ghana. In reality there are no excess profits and no bank official; from beginning to end the story is made up, and it’s designed to get some of your money into the scammer’s hands.
from: Mr. Wuddah firstname.lastname@example.org
date: Sun, Oct 11, 2009 at 12:06 AM
subject: A $million dollar PROPOSAL that can transform your BUSINESS !!!
Sorry for not having the pleasure of knowing your mindset before making you this offer as it is utterly confidential and genuine by virtue of its nature. I write to solicit your assistance in a funds transfer deal involving US$3.5M.
This fund has been stashed out of the excess profit made last year by my branch office of the International Commercial Bank- GHana, which I am the manager. I have already submitted an approved end of the year report for the year 2008 to my head office here in Accra-Ghana and they will never know of this excess.
I have since then, placed this amount in a Non-Investment Account without a beneficiary. Upon your response, I will configure your name on our database as holder of the Non-Investment Account. I will then guide you on how to apply to my head office for the Account Closure/ bank-to-bank remittance of the funds to your designated bank account.
If you concur with this proposal, I intend for you to retain 30% of the funds while 70% shall be for me.
Kindly forward your response to: (email@example.com)
Mr. Frank Wuddah